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Equipment Financing has been associated with economic growth, and enthusiasm for the state of business.  Lack of available financing is seen as stifling economic growth and lack of confidence in the business environment.  So what does this bode for January 2010?  There is money, but it is not as free flowing as in the past.  Actually, brakes have been being pressed on the finance vehicle for some time.  We need to get past the headlines, the tight money and find ways to convince the money holders to provide financing to those who need it to help business prosper.